How oversikt protects your data

Your bank credentials

Oversikt never sees your bank username or password. We use Plaid, a trusted financial data platform used by thousands of apps, to connect to your bank. Your credentials are entered directly in Plaid's secure interface — they never pass through our servers.

Your financial data

• Encrypted in transit — All connections use HTTPS/TLS encryption.
• Encrypted at rest — Database storage is encrypted by our hosting infrastructure (Neon). Plaid access tokens are additionally encrypted with AES-256 before storage.
• Isolated per user — Each user's data is strictly isolated. No one can see another user's information. Every database query is scoped to the authenticated user.

AI-powered insights

When generating your Monthly Review, we send aggregated spending summaries (like “Groceries: $211”) to our AI provider (Anthropic). We never send bank account numbers, login credentials, or other sensitive identifiers. Anthropic does not use API data to train their models. Learn more.

What we don't do

• We don't sell your data.
• We don't share individual financial data with third parties.
• We don't store your bank login credentials.
• We don't display ads.

Account control

You can disconnect bank accounts, export your data, or delete your account entirely from Settings at any time. Your data, your choice.